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Items tagged with 'credit'
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... according to some recently-released research by APACS (the banks' clearing association). 52% of all adults - some 25million people - bought items online last year - an 11% increase on 2004. On the high street only 6% by value of purchases are with a credit card, but online that's 49%. This is an issue for account and credit-led companies since the expectation is that payment is by card.
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SPSL's latest research for the BRC-KPMG Retail Traffic Index has led them to interpret the 3.6% year on year decline in shoppers numbers (along with data on insolvencies and bank restrictions on lending) as credit-stretched customers curbing their shopping. The impact for etailers is greater than for the High Street...
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